If you own a home in the floodplain, you likely have an insurance policy through the National Flood Insurance Program to cover potential losses caused by overland flooding. Due to the hard work of the Village’s Community Development Department, Northfield was recently accepted into FEMA’s Community Rating System, which allows residents a 15% discount on new overland flooding policies or policy renewals after October 1, 2016.
Of the over 22,000 communities participating in the National Flood Insurance Program, only 5% also participate in the Community Rating System. To participate in the System, communities must undergo an intensive application process and are then scored, ranked and assigned a Class. Most communities enter the program as a Class 9 or 8; however, Northfield entered the program as a Class 7 due to the Village’s comprehensive floodplain administration program. Contact your insurance carrier to discuss your policy or for more information about the National Flood Insurance Program and the Community Rating System, visit www.floodsmart.gov.